What Is Blue Home Within Blue Cross Blue Shield?
Blue Home is a special Blue Cross Blue Shield program that offers members access to quality care and support at home. The program provides members with a team of care professionals who can help them manage their health and live their best lives. The Blue Home program is designed to help members get the care they need, when they need it. The program offers a wide range of services, including: • Home health services • Personal care services • Help with activities of daily living • Transportation services • Respite care • Meal delivery • Housekeeping services The Blue Home program is available to members in all 50 states. Learn more about the program and how it can benefit you by visiting the Blue Cross Blue Shield website.Blue Cross Blue Shield is a national leader in healthcare coverage. They are a not-for-profit organization that provides health insurance to over 106 million people across the United States. Blue Cross Blue Shield plans are divided into two types: indemnity plans and managed care plans. both of which have different levels of coverage.
Blue Cross Blue Shield's indemnity plans, also called fee-for-service plans, give members the freedom to choose their own doctors and hospitals. These plans usually have a higher monthly premium and require members to pay a deductible before their benefits begin. However, these plans do not generally have annual or lifetime maximums on the amount of coverage they provide.
In contrast, managed care plans offered by Blue Cross Blue Shield are HMOs, PPOs, and POS plans. These types of plans require members to use doctors and hospitals within the plan's network. These networks are often more limited than those available to members of an indemnity plan. However, managed care plans often have lower monthly premiums and may not require members to pay a deductible before their benefits begin. In addition, some managed care plans have annual or lifetime maximums on the amount of coverage they provide.
No matter what type of health plan you are looking for, Blue Cross Blue Shield is likely to have a plan that meets your needs. To learn more about the different types of plans offered by Blue Cross Blue Shield, contact your local BCBS company or visit their website at www.bcbs.com.