What Is Aetna Medicare?
Aetna Medicare is our Medicare Advantage plan designed to provide you with all the benefits and coverage available in the public Medicare program.
What is the difference between Medicare Advantage and Medicare Supplement insurance?
Medicare Supplement insurance, also referred to as Medigap insurance, covers what Original Medicare does not. It covers things like co-insurance (also known as cost sharing), deductibles, and coinsurance. Aetna Medicare is a Medicare Advantage plan that provides coverage in addition to Medicare Parts A and B. Medicare Advantage plans give you the advantage of a complete, coordinated range of health care services and benefits, which may include prescription drugs. This gives you more flexibility in planning your own care and wellness.
How do Medicare Advantage plans work?
Medicare Advantage plans coordinate all your Medicare-covered services, and are designed to cover all your health care needs. These plans allow you to receive all your Medicare-covered services from a single source, so you can stay healthy without worrying about out-of-pocket costs. Medicare Advantage plans are very flexible. You can choose to stay with the plan or switch to another plan.
What is a Medicare Advantage PPO?
A PPO is a preferred provider organization. Members can choose to see a provider inside the PPO plan's network and receive care at a reduced cost. PPOs may have lower out-of-pocket costs than traditional Medicare.
What does Aetna Medicare have to offer?
Aetna Medicare, like all of our Medicare Advantage plans, provides the following benefits:
Comprehensive health care coverage
Coverage for supplemental benefits (also known as Medigap)
Help you manage your health care costs
Access to the health care professionals you need
Is Aetna Medicare a stand-alone Medicare Advantage plan?
Yes, Aetna Medicare is a stand-alone Medicare Advantage plan designed to give you all the benefits and services available through the Medicare program.
How does Aetna Medicare coordinate with Original Medicare?
Aetna Medicare is designed to work with Original Medicare. It is a Medicare Advantage plan that provides coverage in addition to Medicare Parts A and B. It helps you to coordinate all your Medicare-covered services.
How does Aetna Medicare coordinate with other Aetna Medicare plans?
Aetna Medicare is designed to work with other Aetna Medicare plans. If you choose to switch to a different Aetna Medicare plan, your coverage will continue uninterrupted. You can also choose to leave the plan at any time. Your coverage will end on the date that coverage ends for all other Aetna Medicare plans.
How can I change my plan?
You can switch from one Aetna Medicare plan to another anytime. Coverage changes for all plans at the same time. If you switch from one plan to another, it is important to inform your current plan so that they can transfer your information to the new plan.
What do I need to do when I change plans?
When you change plans, you will need to have your physician, provider or other health care professional contact the new plan. Be sure to inform your current plan so that they can transfer your information to the new plan.
How do I know if I need an Aetna Medicare plan?
If you are eligible for Medicare, you should have an Aetna Medicare plan. As an Aetna Medicare member, you can access all the health care options in the public Medicare program. You can also choose to purchase an Aetna Medicare plan that fits your needs and budget, or you can choose to purchase Aetna Medicare Supplement insurance and receive coverage in addition to your Aetna Medicare plan.
What are the eligibility requirements?
To be eligible for Aetna Medicare, you must be a U.S. citizen or have a valid non-U.S. immigration status. You must also be enrolled in Medicare Parts A and B, and be:
Age 65 or older
Under age 65 and on Medicare due to a disability, or
Under age 65 and eligible for Medicare due to end-stage renal disease
What is the new enrollment period for Medicare?
If you are new to Medicare, you may enroll any time within seven months of the month you turn 65, become eligible for Medicare due to disability or end stage renal disease, or lose other insurance.
What is the enrollment period for Medicare?
If you are new to Medicare or have just lost other insurance coverage, you have a seven-month window of time to enroll in Medicare. If you are already enrolled in Medicare, you may also make changes to your current plan at any time during the year.
How do I enroll in Medicare?
If you are enrolling for the first time, you may enroll through the Medicare.gov website, by calling 1-800-Medicare, or by visiting a Medicare office. You will need to bring a few things with you. If you are enrolling by phone, you will need to bring your social security card, your Medicare card, and any other insurance cards that you have. If you are enrolling in person, you will need to bring your Medicare card, any other insurance cards that you have, and any documentation showing you are eligible for Medicare.
What do I decide if I have already been receiving Social Security benefits?
If you are already receiving Social Security benefits, you may enroll in Medicare Part A at any time during the year. You will need to pay a premium. If you are not already receiving Social Security benefits, you may join Medicare during the general enrollment period. You will not need to pay a premium. If you are not already receiving Social Security benefits and you join during the general enrollment period, you will receive a Medicare card in the mail within three months.
Do I have to be enrolled in both Medicare Parts A and B?
Yes, you must be enrolled in both Medicare parts A and