What Age Qualifies For Medicare?

What Age Qualifies For Medicare?

Medicare is for people 65 and older, and it is also available to people of any age with permanent kidney failure. However, Medicare does not pay for most healthcare until a person has reached age 65.

How and when do I apply for Medicare?

If you are eligible for Medicare, you will be invited to enroll in the program each year during the general enrollment period from October 15 through December 7. In order to participate in Medicare Part A and B, you must either sign up during the general enrollment period or during one of the special enrollment periods (SEPs). You can enroll for Medicare by calling 1-800-MEDICARE (1-877-690-1012) or visiting www.Medicare.gov.

Medicare Part A

Medicare Part A covers inpatient hospital charges, skilled nursing facility care, home health care, hospice care and some home health care. Part A coverage begins on the first day of the month following the month you are both age 65 or older AND eligible for Social Security benefits.

Medicare Part B

Medicare Part B covers doctors' services, outpatient hospital care, medical supplies, preventive medical care, physical therapy, durable medical equipment, ambulance services and some home health care. Part B coverage begins on the first day of the month following the month you are both age 65 or older AND eligible for Social Security benefits.

Medicare Part D

Medicare Part D covers prescription drugs. It is an optional benefit that you must enroll in if you want coverage. Part D coverage begins on the first day of the month following the month you are both age 65 or older AND eligible for Social Security benefits AND the date you enroll in Part D.

What is an income-related monthly adjustment amount (IRMAA)?

IRMAA is a percentage reduction to the amount of Social Security benefits you receive if you (or your spouse, if married) have substantial non-Medicare-covered medical expenses.

What is a Qualified Medicare Beneficiary (QMB)?

A Qualified Medicare Beneficiary (QMB) is a person with Medicare who is eligible for Medicaid.

What is a Specified Low-Income Medicare Beneficiary (SLMB)?

A Specified Low-Income Medicare Beneficiary (SLMB) is a person with Medicare who is eligible for Medicare Savings Program (MSP).

What is a Medicare Savings Program (MSP)?

The Medicare Savings Program (MSP) is a program for people with limited income and resources who are eligible for Medicare. MSP helps cover Medicare premiums, deductibles, and co-insurance.

What is a Medicare Cost Plan (MCP)?

A Medicare Cost Plan (MCP) is a managed care program that provides health care services to people with Medicare. An MCP is an HMO or a PPO.

How do I get a Medicare card?

Your card will be mailed to you after your enrollment is accepted and processed.

If you do not receive your card within 10 days, call 1-800-MEDICARE (1-877-690-1012) or visit www.Medicare.gov. You can get a temporary card with the information on the back of the card.

How do I get Medicare Extra Help with my prescription drug costs?

Medicare Extra Help is a prescription drug coverage program that helps eligible people with low income pay for their prescription drugs.

You or your caregiver can apply for Medicare Extra Help by calling 1-800-MEDICARE (1-877-690-1012). For more information, visit www.medicare.gov.

How do I get Medicare Part D Extra Help with my prescription drug costs?

Medicare Part D Extra Help is a prescription drug coverage program that helps eligible people with low income pay for their prescription drugs.

You or your caregiver can apply for Medicare Part D Extra Help by calling 1-800-MEDICARE (1-877-690-1012). For more information, visit www.medicare.gov.

How do I get help with my Medicare Part B and/or Part D premiums and deductibles?

You can get help with Medicare Part B and/or Part D premiums and deductibles by applying for “Extra Help.”

If you or your caregiver would like to apply for Extra Help, you can call 1-800-MEDICARE (1-877-690-1012). For more information, visit www.medicare.gov.

How do I get help with my Medicare Part B premiums?

You can get help with your Medicare Part B premiums by applying for “Extra Help.”

How do I get a copy of my Medicare Summary Notice (MSN)?

You can view your MSN to find out how much you paid toward your Medicare Part B and Part D premiums when you sign in to your account at www.medicare.gov.

For more information or to apply for Extra Help, call 1-800-MEDICARE (1-877-690-1012).

How do I get a copy of my Medicare Summary Plan Description (SPD)?

You can get a copy of your Medicare Summary Plan Description (SPD) by calling 1-800-MEDICARE (1-877-690-1012).

How do I get a copy of my Medicare cost plan's Summary of Benefits and Coverage (SBC)?

You can get a copy of your Medicare cost plan's Summary of Benefits and Coverage (SBC) by calling 1-800-MEDICARE

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