What Age Can You Go On Medicare?

What Age Can You Go On Medicare?

It depends. First, you must be 65 years old. After you turn 65, you have eight months to enroll. If you miss the enrollment period, it can take up to 10 months to get into the program. If you are over age 65 and you do not have Medicare, go to www.medicare.gov to find out more.

how much does medicare cost?

It depends on your income, and how many Medicare health and drug plans you choose.

Most people pay nothing.

There is no charge for Part A (Hospital Insurance).

Most people pay a monthly premium for Part B (Medical Insurance).

Part D (Drug Insurance) is a premium-based plan.

In 2015, the monthly premium for Part B is $104.

90.

People with higher incomes may have to pay a higher premium.

There is no charge for Part D if you have limited income and resources, and your income is below a certain level.

where can i get medicare information?

Find out more at www.

medicare.

gov or call 1-800-MEDICARE (633-4227).

how can i get free meals if i am on medicare?

Some people on Medicare or Medicaid can get free meals, transportation and other services to help them get to and from medical appointments.

Find out more at your local Senior Center, your State Medicaid Office, or by calling 1-800-MEDICARE.

how can i get help paying for prescriptions?

If you are on Medicare and have limited income and resources, you may get help paying for your prescriptions.

Some people with higher incomes may get help, too.

Find out more at www.

medicare.

gov.

how can i get help paying for medical bills if i am on medicare?

Some people on Medicare may be able to get help paying for medical bills.

Find out more at www.

medicare.

gov.

where can i get help if i am having trouble paying my bills?

The Social Security Administration may be able to help you pay your bills.

Some people are eligible for Medicare Savings Programs.

Many people can get help with Medicare costs and prescription drugs through State Health Insurance Assistance Programs (SHIP) and the Partnership for Prescription Assistance.

Find out more at www.

medicare.

gov.

where can i find a list of prescription drugs covered by medicare?

www.

medicare.

gov.

how quickly will my benefits start?

If you enroll in Medicare when you are 65 (or within 8 months from the month you turn 65), your Medicare coverage starts as soon as you enroll.

If you enroll in Medicare before you turn 65, your coverage will start on the first day of the month after you enroll.

who covers my nursing home care if i am on medicare?

Medicare does not pay for your care in a nursing home.

It covers only short-term care (rehab, skilled nursing, and home health).

If you do not have a lot of money, you may be able to get help with your nursing home costs from Medicaid.

Find out more at your local Senior Center or the Medicaid Office in your state.

what if i am on medicare and still working?

If you are still working and you have not yet reached 65 years of age, you are not eligible for Medicare.

You should look into your company's health insurance plan.

If you work for a small employer, you may be able to get health insurance through the Small Business Health Options Program (SHOP).

If you are self-employed, you may be able to get health insurance through one of the insurance exchanges.

Check with your State Insurance Commissioner or the Small Business Administration.

who can answer my questions about medicare?

Your local State Health Insurance Assistance Program (SHIP) is a good place to start.

People who work with SHIPs are called SHIP-certified counselors and can help you understand Medicare.

Find out more about SHIP at www.

medicare.

gov.

You can also get help from a local social worker, an elder law attorney, or a local disability rights organization.

where do i go for help with my medicare claims?

For help with your Medicare claims and other questions, call 1-800-MEDICARE (633-4227).

who qualifies for medicare?

You are eligible for Medicare if you are 65 years or older and are a US citizen, have lived in the US for at least 5 years, and have been a permanent resident for 5 years.

You are also eligible if you are under 65 and have been receiving Social Security Disability Insurance (SSDI) for at least 2 years.

If you are under 65 and have end-stage renal disease (ESRD), you may be eligible for Medicare.

what is the medicare advantage program?

Most people on Medicare who do not have employer-sponsored health insurance should enroll in a Medicare Advantage plan.

It will give you more coverage and more choices for your care.

You can choose from a range of Medicare Advantage plans that have different costs, premiums, and benefits.

Medicare Advantage plans are available in every state.

They include:.

Private Fee-For-Service plans (PFFS)

HMOs

Special Needs Plans, which are plans for people with special medical needs, such as those who have end-stage kidney disease

In addition to the standard Medicare benefits, Medicare Advantage plans must include the following:

Some Part D prescription drug coverage

Health and drug coverage for preventive services

Coverage for care in skilled nursing facilities and at home

Health and drug coverage for people with Medicare Advantage plans must be identical to coverage available to others with Medicare.

Medicare Advantage plans must provide you with an address and phone number where you can file complaints. You can also file complaints with the Medicare Advantage plan, your local State Health Insurance Assistance Program (SHIP), your State Attorney General, and the Centers for Medicare and Medicaid Services (CMS) 1-800-MEDICARE (633-4227).

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