Is Medicare The Same As Medical?

Is Medicare The Same As Medical?

The two health care programs cover the same services.

The program is almost identical for medical or Medicare Advantage coverage, with the exception of Medicare Advantage plans that include prescription drug coverage.

Medicare Advantage has the same annual deductible and copayments as traditional Medicare.

How much money will I pay for medical or Medicare Advantage coverage?

Medicare Advantage plans are offered at different rates.

The premiums and benefits can vary from plan to plan.

What can I do if I have questions about the medical or Medicare Advantage program?

If you need information about your Medicare Advantage plan or how to enroll, call the toll-free number or the local number on your membership card.

You may also contact your county or local Social Services office for more information.

If you have questions about your Medicare benefits, call the Social Security Administration at or purchase a copy of the publication Your Medicare: Information for You in Spanish at your local Social Security office.

How long will I have medical or Medicare Advantage coverage?

Medicare Advantage plans have a twelve-month limit.

You will have to enroll in a new plan each year.

What if I move?

If you move, you must enroll in a new medical or Medicare Advantage plan within thirty days.

Medicare Advantage plans in North Carolina are offered by private insurance companies that have contracts with Medicare.

The plans are offered in different areas of the state.

You can find out about plans that offer medical or Medicare Advantage coverage in your area by calling the toll-free number or the local number on your membership card.

What if I don t like my medical or Medicare Advantage coverage?

You can change your medical or Medicare Advantage plan for the next year during the Medicare Advantage Enrollment Period, which runs from January 1 to March 31.

You will have to pay the premium for your new plan.

The enrollment period for Medicare Advantage plans begins January 1, 2005, and ends March 31, Review your Medicare Advantage plan or contact the company to find out about your enrollment period.

3.

6 What is the Medicare Prescription Drug Benefit?

The Medicare Prescription Drug Plan (Part D) is a prescription drug benefit that will help to pay all or part of your prescription drug costs.

It is designed to help pay for prescription drugs and prescription drug insurance premiums.

It will cover prescriptions your doctor writes for drugs in more than 1,000 categories.

The plan will pay the same for brand-name drugs as for the less expensive generic drugs.

The Medicare Prescription Drug Plan is voluntary.

You do not have to join.

But, if you join, you will pay less for medication than if you don t join.

How much will I pay for the Medicare Prescription Drug Plan?

You will pay a monthly premium to join the plan and a yearly deductible.

After that, you will pay a copayment for prescription drugs.

You will pay a higher deductible and copayment if you choose the basic plan.

What if I have Medicare and Medicaid?

You will not have to pay the monthly premium or the deductible if you have both Medicare and Medicaid.

If you have Medicare Part A but not Medicaid, you will have to pay the monthly premium.

How will the Medicare Prescription Drug Plan work?

The Medicare Prescription Drug Plan will work like this: You will pay a monthly premium, and if you join the plan, a yearly deductible.

You will have a prescription drug plan allowance that is a dollar amount that you use each year.

Each month, the drug plan will pay for these expenses: The plan will pay for part or all of your prescription drug costs.

You will not pay anything at the pharmacy.

You will have a monthly prescription drug plan allowance that will cover the cost of premium and most prescription drugs.

You will pay for prescription drugs not included in the monthly plan allowance.

These expenses will count against your yearly deductible.

They will also count against a yearly out of pocket limit.

The plan will pay for Prescription Drug Coverage Gap.

This is a period when you have to pay for prescription drugs.

This is when you have used up your monthly plan allowance but have not yet reached your deductible.

4.

7 What happens if I join the Medicare Prescription Drug Plan for 2006?

To protect you, the Medicare Prescription Drug Plan will become effective on January 1, You, the pharmacy, or the insurance company must inform the Medicare Prescription Drug Plan of any prescription drugs that you take.

You and your pharmacy must make sure that the information given to the Medicare Prescription Drug Plan is correct.

The plan will pay for many prescription drug costs for the first time on January 1, This is the first month of your plan year.

During this first month, the plan will pay for part of your prescription drug costs.

The rest will be paid by the pharmacy.

This is the Prescription Drug Coverage Gap.

It is a period when you have to pay for prescription drugs.

This is when you have used up your monthly plan allowance but have not yet reached your deductible.

You will pay for all of your prescription drug costs from January 1, 2006, through December 31, 2006, unless you reached the out of pocket limit.

The plan will pay for your prescription drug costs until you reach an out of pocket limit.

You will pay for all of your costs over the out of pocket limit.

How will the Medicare Prescription Drug Plan work if I do not join?

You will pay for all of your prescription drug costs until you reach an out of pocket limit.

You will pay for all of your prescription drug costs from January 1, 2006, through December 31, 2006, unless you reached the out of pocket limit.

How will the Medicare Prescription Drug Plan work if I join?

You will pay for all of your prescription drug costs until you reach an out of pocket limit.

You will pay for all of your prescription drug costs from January 1, 2006, through December 31, 2006, unless you reached the out of pocket limit.

The Medicare Prescription Drug Plan will pay for your prescription drug costs for the rest of 2006, You will pay a yearly deductible of $255 for 2006, unless you are in a Medicare Advantage plan that does not have a deductible.

You will pay a yearly deductible of $310 for 2006 if you are in a Medicare Advantage plan that has a deductible.

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