How Old For Medicare?

How Old For Medicare?

A: You can enroll in Medicare Part B anytime after you turn 65. If you have limited income and resources, you can enroll in Medicare Part B and Part D at the same time.

Q: What is the deadline for enrolling in Medicare Part B?

A: You can enroll in Medicare Part B at any time during the year. You do not need to wait for any particular month or time of year.

Q: What if I have health insurance through my union or other group insurance?

A: Medicare Part B and Part D may pay some of your costs. You may wish to talk with your health plan representative about whether your plan will cover the services that are covered by Medicare. Some plans provide extra benefits that are not covered by Medicare.

Q: What if I have health insurance through my employer?

A: Medicare will pay only for medical services that are not covered by your health insurance plan.

Q: My employer pays a large portion of my health insurance costs. Do I need to buy Medicare too?

A: You do not need to buy any Medicare insurance coverage because your employer's plan pays a large percentage of your costs. You will need to enroll in Medicare Part D when your employer's plan does not pay for all of your prescription drug costs.

Q: What if I have supplemental insurance that pays for the services that Medicare does not cover?

A: Your supplemental insurance will not pay for Medicare-covered services.

Q: How often can I enroll in Medicare Part B?

A: You can enroll in Part B any time. The only exception is if you are also enrolling in a Medicare Advantage plan. This plan may not start until you have been without Part B for 90 days.

Q: What if I am offered a Medicare Advantage plan?

A: You may be offered a Medicare Advantage plan by a private company. If you accept such a plan, you may not enroll in Medicare Part B during the first 90 days unless you pay a penalty. You may enroll at any other time.

Q: Why are Medicare Advantage plans sometimes called “Medicare managed care”?

A: Medicare Advantage plans are usually managed by a private company. Some Medicare Advantage plans are called “Medicare Medical Savings Account” plans. These plans may charge a monthly premium and have a yearly deductible.

Q: How do I enroll in a Medicare Advantage plan?

A: Medicare Advantage plans are usually available from private companies. You must enroll through the company that offers the plan. This company will also be your health plan if you enroll in a Medicare Advantage plan.

Q: Do all Medicare Advantage plans have a yearly deductible?

A: No. Some have a yearly deductible. Some do not.

Q: Do all Medicare Advantage plans have a yearly premium?

A: No. Some have a yearly premium. Some do not.

Q: What is a Medicare Medical Savings Account plan?

A: This is a type of Medicare Advantage plan. The company that offers the plan will charge a monthly premium and a yearly deductible. After the yearly deductible is paid, the plan may charge a copayment.

Q: What is a copayment?

A: A copayment is a fixed amount that you pay for each Medicare-covered service.

Q: What does “PFFS” mean?

A: “PFFS” means “Preferred Provider” These plans usually have a yearly deductible. If you use providers in the plan's network, you usually do not have to pay a copayment.

Q: What does “HMO” mean?

A: “HMO” stands for “Health Maintenance Organization.” These plans usually have a yearly deductible. If you use providers in the plan's network, you usually do not have to pay a copayment.

Q: My doctor is not in the plan's network. Can I still use my doctor?

A: Yes. You can use any doctor, clinic, hospital, or pharmacy that is legally qualified to provide covered services. You will only have to pay a copayment if you use a provider that is not in the plan's network.

Q: If I enroll in a Medicare Advantage plan, will I still get to use my Medicare Part D coverage for my prescription drugs?

A: Yes, if you choose to enroll in a Medicare Part D plan. You do not have to enroll in a Medicare Advantage plan to use Part D.

Q: What is a Medicare Part D plan?

A: A Medicare Part D plan is a prescription drug plan.

Q: How do I enroll in a Medicare Part D plan?

A: You can enroll in a Medicare Part D plan when you are first eligible to enroll in Part D. You do not have to wait until you have no prescription drug coverage.

Q: What is a Medicare Advantage Plan with prescription drug coverage?

A: These plans are also called Medicare Part C plans.

Q: What is a Medicare Part C plan?

A: A Medicare Part C plan is a Medicare Advantage plan that includes prescription drug coverage.

Q: I am enrolled in a Medicare Advantage Plan. Can I still enroll in a Medicare Part D prescription drug plan?

A: Yes, if you are first eligible to enroll in Part D. But you must enroll in the Part D plan to make sure that you will get coverage for your prescription drugs.

Q: How do I enroll in a Medicare Part C Plan with prescription drug coverage?

A: You can enroll in a Medicare Part C plan when you are first eligible to enroll in Part C. You do not have to wait until you have no prescription drug coverage.

Q: I am enrolled in

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