Does Medicare Part A Cover Emergency Room Visits?
Medicare Part A does not cover emergency room visits. Part A is designed to cover inpatient hospital services.
What is Part B?
Medicare Part B covers medically necessary services that are provided by doctors and other health care professionals and billed under the Medicare physician fee schedule. Examples of these services include:
Physician services, such as doctor's office visits and home health care services.
Services performed in a skilled nursing facility (SNF).
Outpatient medical and surgical services of a hospital, including physical, occupational, and speech therapy services, and some home health care services.
What is Part C?
Medicare Part C is also known as Medicare Advantage. Medicare Advantage is a private health plan that will cover your Medicare benefits. You are still eligible for the same Medicare benefits as you would get with traditional Medicare, but with Medicare Advantage you will have additional benefits and you will have some of the services covered by Medicare Part A and Part B covered by your plan.
Medicare Part D is a prescription drug plan. Medicare Part D covers most prescription drugs, but may not cover all drugs. Medicare Part D works with other Medicare health plans to provide prescription drug coverage.
How can I find a doctor?
You can find a doctor by going to www.medicare.gov and downloading the free Medicare app.
You can also go to https://www.medicare.gov/find-a-doctor .
You can also call 1-800-MEDICARE or 1-877-690-1012 (TTY).
How do I contact Medicare?
You may contact Medicare by phone at 1-800-MEDICARE (1-877-690-1012) or 1-877-690-1012 (TTY) or by visiting www.medicare.gov.
What is a Medicare Advantage Plan?
Medicare Advantage plans offer all your Medicare Part A and Part B benefits and other health care (like doctor's office visits, hospitalization, and prescription drugs) through private health insurance companies. These Medicare Advantage plans are available in every state and county. To learn more about Medicare Advantage Plans, go to www.medicare.gov.
What is a Prescription Drug Plan?
Medicare drug plans are for people with Medicare, available in every state, county, and city. Medicare drug plans must cover defined, standard drug benefits and may also cover other services which helps pay for costs. To find out more about Medicare drug plans, go to www.medicare.gov.
What is a Medicare Supplement Plan?
Medicare Supplement Plans, sold by private insurance companies, are policies designed to cover certain costs not covered by Medicare, like copayments, coinsurance, and deductibles. Medicare Supplement Plans are also known as Medigap policies. For more information on Medigap Plans, go to www.medicare.gov.
What are some of the changes to Medicare?
One of the biggest changes in Medicare is the increased focus on prevention and wellness. This includes the annual wellness visit, which could prove to be very beneficial. Medicare is also covering more services, including those that may help patients avoid costly hospital stays.
Be aware that Medicare can change. That is why it is important to understand what Medicare covers. Medicare does not cover everything. It only covers Medicare benefits and those services outlined in the original Medicare statute.
How do I enroll in Medicare?
You do not need to enroll in Medicare. When you turn 65, you will automatically be enrolled in Medicare Parts A and B. If you are already getting Social Security benefits, your coverage will begin the first month you turn 65.
When can I enroll in Medicare?
You can enroll in Medicare during the three months before you turn 65, if you are not already receiving Social Security benefits. This is when you can enroll in a Medicare Advantage Plan.
You can also enroll in a Medicare Prescription Drug plan during this time.
You should enroll in Medicare Part B (medical insurance) at the earliest date possible. The reason is because you may have to pay a monthly premium for Part B. The longer you wait to enroll, the higher the monthly premium will be.
You can also enroll in Medicare Part D at any time. If you are not sure about which plans are available in your area, ask your plan for the Medicare Supplement Plans booklet.
If you are already receiving Social Security benefits, your coverage will begin the first month you turn 65.
What if I am turning 65, but I never applied for Medicare?
If you have been on Social Security for at least 10 years, your Medicare coverage will begin the first month you are eligible for Social Security benefits. If you have not been on Social Security for the full 10 years, your coverage will begin the month you are eligible.
If you were eligible for Social Security but did not apply for it, your Medicare coverage will not begin until the month after the month you become eligible.
Do I need to reapply for Medicare?
No, you do not need to reapply for Medicare. Your Medicare coverage will not end or change.
Do I need to get a new Medicare card?
No, you do not need a new Medicare card. If you need a new card, you may call 1-800-MEDICARE (1-877-690-1012) to request it or download a new one.
Do I need to pay for Medicare?
If you choose to enroll in Medicare Part B, you will have to pay a monthly premium.
If you enroll in a Medicare Prescription Drug Plan, you will have to pay a monthly premium and/or a deductible.
Will my co-pays go up?
Your co-pays may change in the future. However, there are currently no changes to the