Does Medicare Cover Pet Scans?
� you really need to consult with a healthcare professional. Medicare is a federal health insurance program that primarily covers people ages 65 or older, though some low-income individuals can sign up for Part B.
If you are under the age of 65, you can still receive coverage from Parts A and B if you are disabled. If you are unable to work due to a disability, you may be eligible for supplemental insurance, which is available from private companies.
Medicare Part A covers inpatient hospital stays, hospice care, post-hospital skilled nursing care, and inpatient care in a skilled nursing facility. However, Part A does not cover most outpatient care, including preventative care.
Unlike private health insurance, Medicare Part B covers a portion of your medical costs, so you will pay a monthly fee. Typically, your Medicare Part B premium will cost you between $104.90 and $335.70 a month, depending on your income level, though some people are eligible for extra help paying for Part B.
Medicare Part B covers 20 percent of your medical costs for covered services after your deductible is met. The deductible for 2017 is $183.
Medicare Part D covers prescription drugs, but not all of them. Depending on your income level, you may be able to get extra help paying for your prescription drug costs.
Unlike Parts A and B, which are not tied to your employment, Part D is tied to employment. Part D offers a drug discount card once you retire.
If you are eligible for Medicare, you may also qualify to receive Medicare Part A for free. In most cases, you will need to have paid into Part A to be eligible, and your time working will have contributed to a Social Security account.
Medicare and health insurance premiums in 2018
Medicare Part B premiums will cost you between $134.50 and $428.60 a month in 2018. Some people will also be required to pay a Part B deductible. In 2018, the Part B deductible will range from $183 to $335.70, depending on your income level.
Medicare Part D pharmaceuticals will cost you $3.40 a month in 2018, or $104 a year. Some people will also be required to pay a Part D deductible. In 2018, the Part D deductible will range from $166 to $389.80, depending on your income level.
The Medicare Part B and Part D deductible will both increase in 2019.
Medicare Part B premiums are slated to increase by $3.50, and the Part D deductible will increase as well.
Medicare Part B premiums are scheduled to increase from $134.50 to $137.60 a month in 2019, and the Part B deductible will increase from $183 to $185.50.
Medicare Part D prescription drug costs will increase from $3.40 to $3.50 a month in 2019. The Part D deductible will increase from $166 to $360 in 2019.
What Medicare does not cover
Medicare does not cover all of your medical costs. In fact, there are a number of things that Medicare does not cover.
There are some prescription drugs that Medicare does not cover, including drugs to treat hair loss, weight loss, smoking cessation, and birth control.
Medicare also does not cover cosmetic surgery, such as face-lifts, breast enlargement, hair removal, or teeth whitening.
Medicare does not cover in vitro fertilization.
Medicare does not cover experimental procedures, except in certain circumstances.
Medicare does not cover the following:
Coverage for services received abroad
Coverage for experimental procedures
Coverage for hair removal, face lifts, breast lifts, hair transplants, or other cosmetic surgeries
Coverage for non-emergency or elective services
Coverage for services received from an out-of-network physician
Coverage for services received from a physician, hospital or other provider not enrolled in Medicare
Coverage for experimental drugs and treatments
Coverage for any expenses incurred for services outside of the United States
Coverage for outpatient prescription drugs not covered by your Medicare Part D plan
Coverage for services received from a medical care provider while considered an illegal alien
Examples of things that Medicare does cover
Medicare covers certain services, including the following:
A variety of services provided by medical practitioners, such as physicians, surgeons, and dentists
Prosthetic devices, such as artificial limbs, hearing aids, eye glasses, and wheelchairs
Nursing and therapy services, including physical, occupational, and speech therapy
Home health services, such as skilled nursing care
Care received through a facility that specializes in treating alcohol or drug addiction
Home health services
Care received at an inpatient hospital or skilled nursing facility
Part B prescription drugs
Part B premiums
Part B deductibles
Part D prescription drugs
Part D premiums
Part D deductibles
Also, Medicare covers the following services and equipment, but only after you pay a deductible or coinsurance amount, and only if the services or equipment are ordered by your doctor:
Examples of things Medicare does not cover
Also, Medicare does not cover the following:
Coverage for hair