Does Medicare Cover Nursing Home Care?

Does Medicare Cover Nursing Home Care?

Medicare coverage for nursing home care is extremely limited. It does not cover custodial care in a nursing home. Medicare leaves the vast majority of nursing home residents out in the cold. A few people who were enrolled in Medicare Part A at the time of their nursing home admission can get paid for up to 100 days of nursing home care. In order to qualify for Medicare coverage, a person must be in a nursing home that is certified by Medicare.

Medicare does not cover long-term nursing home care or custodial nursing home care.

Medicare Part A covers skilled nursing home care only, not custodial care.

Medicare Part A covers skilled nursing home care only, not custodial care. Medicare Part B covers skilled nursing home care only, not custodial care.

Medicare Part D covers custodial care only in a skilled nursing home, not custodial care in an assisted living facility. Specifically, Medicare Part D covers skilled nursing home care only.

Medicare covers custodial care in an assisted living facility only if the nursing home resident meets the requirements of the Medicare “floor rule.”

Medicare covers custodial care in an assisted living facility only if the nursing home resident meets the requirements of the Medicare “floor rule.” A Medicare Advantage plan may cover custodial care in a skilled nursing home only.

Medicare Advantage plans may cover custodial care in an assisted living facility only if the nursing home resident meets the requirements of the Medicare “floor rule.”

Medicare Advantage plans may cover custodial care in an assisted living facility only if the nursing home resident meets the requirements of the Medicare “floor rule.” A Medicaid waiver program may cover custodial care in a nursing home only for nursing home residents who meet Medicaid's strict income and asset qualifications.

Medicare Advantage plans may cover custodial care in an assisted living facility only if the nursing home resident meets the requirements of the Medicare “floor rule.” A Medicaid waiver program may cover custodial care in a nursing home only for nursing home residents who meet Medicaid's strict income and asset qualifications. The “floor rule” is a complex Medicaid eligibility rule that allows a nursing home resident to qualify for Medicaid coverage of custodial care in a skilled nursing home if the nursing home resident has assets below a certain threshold.

Medicaid coverage of custodial care in a nursing home is very limited.

Medicaid coverage of custodial care in a nursing home is very limited. Medicaid does not cover long-term nursing home care or custodial nursing home care, so Medicaid coverage of custodial care in a nursing home is very limited.

Medicaid does not cover long-term nursing home care or custodial nursing home care, so Medicaid coverage of custodial care in a nursing home is very limited. A Medicaid recipient must be eligible for Medicaid based on a “spend down” of assets in order to qualify for Medicaid coverage of custodial nursing home care.

A Medicaid recipient must be eligible for Medicaid based on a “spend down” of assets in order to qualify for Medicaid coverage of custodial nursing home care. Medicaid covers custodial care in a nursing home for a limited time.

Medicaid covers custodial care in a nursing home for a limited time. Medicaid may cover custodial care in a nursing home for a limited time in order to permit a nursing home resident to “spend down” assets to Medicaid's asset limit.

Medicaid may cover custodial care in a nursing home for a limited time in order to permit a nursing home resident to “spend down” assets to Medicaid's asset limit. Medicaid coverage of custodial care in a nursing home is subject to a specific Medicaid asset threshold.

Medicaid coverage of custodial care in a nursing home is subject to a specific Medicaid asset threshold. Medicaid coverage of custodial care in a nursing home is subject to a specific Medicaid asset threshold.

Medicaid coverage of custodial care in a nursing home is subject to a specific Medicaid asset threshold. Medicaid coverage of custodial care in a nursing home is limited to a specific number of months.

Medicaid coverage of custodial care in a nursing home is limited to a specific number of months. Medicaid covers custodial care in a nursing home for a limited time.

Medicare coverage of custodial care in an assisted living facility is very limited.

Medicare coverage of custodial care in an assisted living facility is very limited. Medicare coverage of custodial care in an assisted living facility is limited to residents who meet the requirements of Medicaid's “floor rule.”

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