Does Medicare Cover Interpreter Services?
Medicare Part A covers all medically necessary services of a certified interpreter for those who are deaf or hard-of-hearing. Medicare Part B does not pay for interpreter-related services or expenses, such as the cost of an interpreter or communications assistant who helps a person with a disability communicate (including CART, RART, or any other type of real-time transcription service).
how do i get a copy of my medicare coverage?
You can obtain a copy of your Medicare Summary Notice (MSN) in several ways:
you can print the MSN online, or view it online at the Social Security website
you can call Social Security toll free at 1-877-690-1012 and request a paper copy, or you can call your local Social Security office
you can request a copy of your MSN from your local Social Security office
who pays for medicare?
Medicare is part of the federal government's Social Security system, and is funded by the payroll taxes paid by you and your employer (if you are covered by Social Security), as well as income taxes paid by higher-income beneficiaries. For more on this, see the History of Medicare page.
what is the medicare trust fund?
Medicare has two trust funds - the Hospital Insurance Trust Fund, which pays for inpatient care, and the Supplementary Medical Insurance Trust Fund (called "Medicare Part B"), which pays for physician and outpatient services. The Hospital Insurance Trust Fund is financed through the payroll taxes paid by you and your employer (if you are covered by Social Security), as well as income taxes paid by higher-income beneficiaries. Medicare Part B is financed through monthly premiums deducted from Social Security and Railroad Retirement checks, as well as income taxes paid by higher-income beneficiaries.
what is the difference between medicare part a and part b?
Medicare Part A is the hospital insurance part of the Medicare program. It covers inpatient care in hospitals, hospices or skilled nursing facilities. You pay no deductible for Part A, but you do have to pay a $1,288 deductible ($1,316 for couples) each year for hospital and skilled nursing care. Part A also has an income-based premium (called the Medicare Part A "premium") that you pay if your income is above a certain level. For the current premium, click on the "Medicare Premiums & Deductibles" link on the left side of this page. You can also click on the "Medicare Premium Chart" link below to see the income-based premium for Part A for each year since 1972.
Medicare Part B is the medical insurance part of the Medicare program. It covers physician services, outpatient hospital services, home health services and other medical and health services, such as diagnostic tests and supplies, ambulance services, physical and occupational therapy, and medical equipment. You pay a $135 deductible for Part B coverage each year and a co-payment for services. The co-payments are $1.10 for office visits, $33.60 for outpatient hospital services, and $50.50 for most other services. For the current co-payments, click on the "Medicare Premiums & Deductibles" link on the left side of this page. You can also click on the "Medicare Premium Chart" link below to see the co-payments for Part B for each year since 1972.
Medicare Part C, or Medicare Advantage, is a program in which private insurance companies offer Medicare plans. A Medicare Advantage plan may include benefits not covered by traditional Medicare Part A and/or Part B, such as prescription drug coverage, vision, dental, and hearing coverage. Some Medicare Advantage plans also offer additional benefits, such as a health club membership or an allowance for the cost of an in-home caregiver.
Medicare Part D is a prescription drug benefit that became effective in 2006. It provides coverage for outpatient prescription drugs. Medicare drug plans are offered by private insurance companies, and may include prescription drug coverage, other health care coverage (such as vision, dental or hearing), and non-health care coverage (such as a health club membership). To see the availability of Medicare drug plans in your area, you can visit www.medicare.gov/find-a-plan/ or call 1-800-MEDICARE (1-877-690-1012).
what is the difference between medicare and medicaid?
Medicare covers people who are age 65 or older, and people under age 65 with certain disabilities. Medicaid is a joint federal-state program that covers certain people who have low income and few resources. Medicaid also covers certain people with limited income and resources who are under age 65 and have certain disabilities. Both programs protect patients against high out-of-pocket costs from medical care.
Note: Medicare does not cover all people with disabilities. For more information, see the Medicare and Medicaid page.
what is the difference between medicare and medicare advantage?
Medicare Advantage is a program that offers Medicare beneficiaries a choice of health and drug plans offered by private insurance companies. Medicare Advantage plans must cover all the services that Medicare covers, and also must cover additional services. Plans are available in most parts of the country. To find out if Medicare Advantage plans are available in your area, you can visit www.medicare.gov/find-a-plan/ or call 1-800-MEDICARE (1-877-690-1012).
how do i apply for medicare?
If you are eligible for Medicare, you should receive a letter from Social Security or the Railroad Retirement Board (RRB). If you do not receive this letter, contact Social Security or the RRB. You can also apply for Medicare online at www.medicare.gov. You can also apply for Medicare by calling Social Security at 1-877-690-1012.
if i do not have health insurance, can i still apply for medic