Can I Choose Marketplace Coverage Instead Of Medicare?

Can I Choose Marketplace Coverage Instead Of Medicare?

2/28/2013 - Answers (1) dr. jockers says: you can sign up for any plan that is offered in your area. you can also sign up with an employer that offers a cafeteria plan. the question would be what level of coverage you chose. some plans have very high deductibles and co-pays. others have low deductibles and co-pays. you can also choose a plan that does not cover anything out of pocket. my suggestion would be to sign up for a low deductible plan and purchase a policy that covers alternative medicine. this way, you get the coverage you need and can still see alternative medicine specialists. Insurance can be confusing and there is a lot of information to process. i always recommend that people spend at least a few minutes on the phone with someone before signing up for a plan. this way, you can find out exactly how much something will cost you out of pocket. call the number on the website and ask to speak with an agent. they will probably want to talk to you for about 15 minutes before you can sign up. this is usually worth it because the agent can tell you exactly what you will pay before you click "submit". 11/20/2013 - Answers (1) dr. jockers says: you can sign up for any plan that is offered in your area. you can also sign up with an employer that offers a cafeteria plan. the question would be what level of coverage you chose. some plans have very high deductibles and co-pays. others have low deductibles and co-pays. you can also choose a plan that does not cover anything out of pocket. my suggestion would be to sign up for a low deductible plan and purchase a policy that covers alternative medicine. this way, you get the coverage you need and can still see alternative medicine specialists. Insurance can be confusing and there is a lot of information to process. i always recommend that people spend at least a few minutes on the phone with someone before signing up for a plan. this way, you can find out exactly how much something will cost you out of pocket. call the number on the website and ask to speak with an agent. they will probably want to talk to you for about 15 minutes before you can sign up. this is usually worth it because the agent can tell you exactly what you will pay before you click "submit". 10/26/2015 -

i'm currently on state assistance and i'm not sure if i need to sign up for coverage, i feel that i don't need it but i'm not sure about this.

i'm currently on state assistance and i'm not sure if i need to sign up for coverage, i feel that i don't need it but i'm not sure about this. Answers (1) dr. jockers says: you can get insurance through the marketplace or get it through medicare. if you get medicare, you will need to get a supplement policy on your own. the supplement policy will cover the co-pays for prescription drugs. insurance is a wonderful way to get health care. most people only think of the cost of care. insurance allows you to get care when you need it. with a deductible of '0', you can go to the doctor when your sick. you can also go to a specialist. there is no limit on the number of times you can go to the doctor, as long as you get a referral from your physician. call the marketplace and ask for an agent to talk to you about what is available in your area. ask questions. find out what your co-pays will be and find out what your out of pocket maximum will be. this way, you will know exactly what you will pay. it is worth the time and effort to find out what is available to you. 10/26/2015 -

I am on social security disability and live in Arizona. I made it through the first two years with no problems but now I'm being told that I need to get my own insurance. I need a light at the end of the tunnel. No one will help me.

I am on social security disability and live in Arizona. I made it through the first two years with no problems but now I'm being told that I need to get my own insurance. I need a light at the end of the tunnel. No one will help me. Answers (1) dr. jockers says: i am sorry to hear about your situation. you will need to contact your local marketplace and find out what is available. you will also need to decide if you want to pay for insurance or get medicare. you can also look at your local facilities for services and ask if they have a sliding scale for payment. good luck. 10/26/2015 - I am on social security disability and live in Arizona. I made it through the first two years with no problems but now I'm being told that I need to get my own insurance. I need a light at the end of the tunnel. No one will help me.

I have two cervical fusions in my cervical neck region (C-2 and C-3) and have had no problems, but now I have a disk in my lumbar region that is causing severe pain and am being told by my neurosurgeon that I need a lumbar fusion and told by my family doc and pain doc that I need a lumbar laminectomy to relieve some pressure. I really don't want to have this surgery but am concerned that if I don't it will cause a problem. I'm currently 66 years old and I have no other ailments. I have been told that the surgery would be done in the standing position which is good on my back and take about an hour.

I have two cervical fusions in my cervical neck region (C-2 and C-3) and have had no problems,

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