Can Doctors Balance Bill Medicare Patients?
Most provinces will not pay for patients to see a private doctor for services covered under the public health system. However, the person can pay the doctor directly and the doctor can submit a bill to the provincial government for reimbursement. Private billing is not allowed for services that are covered by the public system or for which there is no fee.
3. What can doctors charge patients?
Doctors can charge whatever they want, but most charge based on a fee schedule. Doctors' fees are set by the provincial government and are different for each province.
4. Why are doctors' fees so high?
Doctors do not determine their own fees. They are set by the provincial government.
5. Why do doctors charge so much?
Doctors are compensated well for the long hours they work. Most doctors must work 60 to 80 hours per week. In return for the long hours, doctors can earn a large income.
6. What if doctors refuse to take on patients from the public health system?
Provincial governments usually require doctors to provide a certain number of hours to patients from the public system, and they may have to develop a plan to see such patients.
7. Why do some provinces spend more than others?
Most provinces with a public system spend more than the national average. In fact, Manitoba spends the most, with a per-person cost of $1,717. New Brunswick spends the least, at $1,199.
8. Why do some provinces spend less than others?
Provinces with a high number of people covered by private health insurance and other private payers tend to spend less on health care. The number of people with private insurance varies from province to province. Quebec, for example, has one of the highest rates of private insurance in the country.
9. How does Canada's health system compare to other countries?
Although Canada has the second-highest rate of health spending in the world, it ranks well below many other countries on key indicators such as life expectancy and infant mortality. Canada's health system is mediocre compared to other developed countries.
10. Is Canada's health care system better than in the past?
There has been no significant change in the quality of health services in Canada for about 20 years. Health care costs have gone up dramatically, and that is a cause for concern.
11. Who pays for health care in Canada?
Taxpayers and businesses pay for health care in Canada.
12. Does Canada have universal health care?
Canada's system is not universal. Most Canadians have some type of private health insurance (about 25 percent of Canadians have private health insurance). Health care costs in Canada are significantly higher than in other countries with universal health care.
13. Why can't Canadians receive health care in the United States?
Under the Canada Health Act, Canadians cannot seek medical treatment outside Canada unless they are facing a medical emergency. Canadians who do seek treatment outside Canada may have to pay for the services themselves and then seek reimbursement from the provincial government.
14. Why can't Canadians go to the United States if they want to?
Canada is a country of immigrants, and many Canadians have family in the United States. Health care costs in the United States are significantly lower than in Canada.
15. What is privatization?
Privatization of health care is when a government contracts with or allows private companies to deliver health care services. Privatization is also when the government allows residents to pay for services outside the public system.
16. Is the United States more privatized than Canada?
Health care in the United States is much more privatized than in Canada. More than half of Americans with insurance are covered by private insurance. The United States also has the highest rate of private health insurance in the world.
17. Is Canada's system better than the United States'?
In certain areas, Canada's system is better, but in many areas, the United States' system is better. Medical outcomes are better in the United States, and health care costs are much lower. Canada has a higher rate of life expectancy, but it also has a higher infant mortality rate.
18. Does Canada have waiting lists?
The Canada Health Act requires that provinces provide medically necessary care to all residents. Although the five-year waiting period was abolished in 1992, there are still wait lists for specialized services in some provinces.
19. What is a “waiting list”?
A waiting list is a list of people waiting to get medical attention.
20. What does it mean to have a “5-year waiting period”?
Before the Canada Health Act, provinces could set their own terms under which residents could access health care. In Ontario, for example, residents had to live in the province for five years before becoming eligible for coverage.
21. What is the “5-year waiting period”?
After the five-year waiting period, new residents in Ontario were allowed to seek medical attention for the first time.
22. How much money could I save by purchasing private health insurance?
Private health insurance premiums vary significantly depending on your province of residence.
23. How does private insurance work?
Private insurance allows individuals to pay for medical services in advance. Individuals pay insurers for their insurance. Insurers, in turn, pay for some or all health care services for beneficiaries.
24. What services are covered by private insurance?
Private insurers provide coverage for some of the same services as the public health system, including physician fees, diagnostic procedures, hospital stays and mental health services.
25. What else could I buy to save money on health care?
You could also purchase prescription drug insurance, dental insurance, and other types of insurance that pay for health care.